PERKEMBANGAN BANK SYARIAH PASCA UU 21 TAHUN 2008

Prasetiyo, Luhur (2012) PERKEMBANGAN BANK SYARIAH PASCA UU 21 TAHUN 2008. Al Tahrir Jurnal Pemikiran Islam, 12 (1). pp. 43-63. ISSN 1412-7512 e-ISSN 2502-2210

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Abstract

Islamic banking system still grows continuously over
time in various countries, including Indonesia. Although it was a bit
late, if it was compared to another, Islamic banking system began to
develop in Indonesia in the early 1990’s. At that time, Islamic banking,
however, was still running with its all characteristics based on the rule
without adequate law. Islamic banking began to be recognized legally
as the legalization of UU Perbankan 1992, and it was followed by its
deregulation in 1998, and Islamic banking in Indonesia finally got its
full legality after legalization of UU Perbankan Syariah in 2008. UU
Perbankan Syariah as a new law certainly has significance for the
development of Islamic banking in Indonesia. Based on the BI statistics,
Islamic banks, especially Bank Umum Syariah after legalization of
UU Perbankan Syariah, has been growing significantly, among in the
number of banks, total assets, and total financing. Unfortunately, the
growth of PLS (profit and loss sharing) doesn’t occupy a significant
position in total financing of Islamic banks, whereas PLS is core system
in Islamic banking

Item Type: Journal Article
Keyword: UU Perbankan Syariah, core system, aset, komposisi pembiayaan
Subjects: 14 ECONOMICS > 1499 Other Economics > 149999 Economics not elsewhere classified
Depositing User: Fransisca Puspitasari
Date Deposited: 22 Jun 2022 01:05
Last Modified: 29 Jun 2022 03:58

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